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You no longer have to wait to get the firearm, ammunition, optics, or accessories you have always wanted. We know and understand that firearms are an investment and we want to work with our customers to enable them to purchase the items they desire in a cost-effective and timely manner. If you want to buy a product from us, but don’t quite have enough money on hand to purchase today then consider taking advantage of our simple and easy layaway plan that allows you to pay for your purchase over time at your convenience. Thanks to our commitment to bringing you the best customer service and shopping experience, starting the layaway for your purchase is very easy.


No Credit Checks

No Finance Companies

No Interest

No Hidden Fees

Flexible Payments

No Penalty For Early Payoff

Starting A Layaway:

1. Call (801) 831-1323  Monday through Thursday between 3:00 p.m./ and 7:00 p.m., or Friday & Saturday between 9:00 a.m. and 7:00 p.m., Mountain Standard Time.

2. Pay a minimum down payment of 30% of the order's grand total. You are welcome to pay more if you wish.

3. Pay in full within 30 days. You will be able to make a payment at any time using the invoice we create for you.

4. When the final payment is received, we will process your order. We will notify you when it is ready for pick up from us or we will ship the firearm to the dealer you choose. 

All Layaway orders must be placed over the phone at: (801) 831-1323  Monday through Thursday between 3:00 p.m. and 7:00 p.m., or Friday & Saturday between 9:00 a.m. and 7:00 p.m., Mountain Standard Time.

Please note: We do not offer these services for items we sell via third-party sites, such as Gun Broker.

Terms and Conditions:

  • - Layaways are for 30 days.
  • Firearms only, $400 minimum purchase required. There are no fees IF the layaway is paid within 30 days.
  • - You may make several small payments or one final payment at the end of 30 days.
  • - Payments can be made using a Credit/Debit Card or Cash (cash payments are only available in-store). We DO NOT accept checks, money orders, or any other payment methods for layaways.
  • - Utah FAST WILL NOT notify customers with payment reminder notices
  • - If a layaway is canceled, a 15% fee will be deducted from the refund of funds paid.
  • - If the layaway is not paid in full within 30 days, a non-refundable $50.00 late fee will be applied, payable immediately. If not paid immediately, the order will be canceled.
  • - The late fee will extend the due date by 30 days, one time only. If the balance due is not paid in full by the end of the extension, the order will be canceled, and the 15% fee noted above plus the non-refundable $50.00 extension fee will be deducted from the refund.


  • - Agencies, departments, discounted items, promotions, clearance items, and NFA firearms are NOT eligible for Layaway.
  • - The initial down payment locks in the current price for the product(s). Although our prices are subject to change, during the Layaway Term, if the price increases on a product, Utah FAST does not contact customers asking for more money. If the price decreases on a product such as a sale, closeout, or other promotion, no price adjustments will be made. The customer is still required to pay the original Layaway amount.
  • - If, upon completion of the Layaway, the customer is unable to take possession of a firearm or other product for any reason due to failure to comply with all local, state, and federal laws, restrictions, and regulations, including becoming a prohibited person as defined by customers state or federal laws, or a background check denial, customer WILL NOT receive store credit or a refund.
  • - Layaways must comply with our Store Policies.